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Point (mortgage) - Wikipedia, the free encyclopedia
Discount points are always used to buy down the interest rates, while origination fees sometimes are fees the lender charges for the loan or sometimes just .
http://en.wikipedia.org/wiki/Point_(mortgage)



Why do we insist you need both "education' and "training?"

What Is the "Price" of a Mortgage? - Mortgage Professor
This article describes the several price components of fixed-rate mortgages, and the larger number of price . Points are upfront charges expressed as a percent of the loan amount. . To the borrower, points and origination fees are the same.
http://www.mtgprofessor.com/a%20-%20shopping%20for%20a%20mortgage/what_is_the_price_of_a_mortgage.htm

Mortgage Basics, Ch. 3: Discount points, origination points and your ...
Apr 1, 2005 . A point is a fee equal to 1 percent of the loan amount. . The origination fee is deductible if it was used to obtain the mortgage and not to pay .
http://www.bankrate.com/finance/mortgages/mortgage-points.aspx



Loan Origination | Loan Origination Fee | The Truth About Mortgage ...
And fees associated with the origination of a loan are called, you guessed it, loan origination fees. They are also known as mortgage points, which are .
http://www.thetruthaboutmortgage.com/mortgage-dictionary/loan-origination/

Realty Times - Mortgage Fees and Points: Did You Pay too Much?
May 5, 2006 . Real Estate News And Advice - Mortgage Fees and Points: Did You Pay . Typical origination charges are 1 percent of the loan amount, and on .
http://realtytimes.com/rtpages/20060505_toomanypoints.htm



Navigating Origination Fees And Points | The Simple Dollar
May 24, 2007 . When you go to purchase a home using a mortgage, one of the major expenses that you'll have to pay at the close is the origination fee.
http://www.thesimpledollar.com/2007/05/24/navigating-origination-fees-and-points/

Discount Points - Should You Buy Points to Lower Your Interest Rate
Discount points are fees paid to a lender at closing in order to lower the . loan officer or mortgage broker you talk with if you will be charged an origination fee.
http://homebuying.about.com/cs/mortgagearticles/a/discount_points.htm



Mortgage Loans - Beware of Secret Costs That Increase Your Home ...
May 26, 2010 . Mortgage Loans * Cost of Points * Hidden Closing Costs * Home Purchase . Origination or Application Fees: These are fees for processing the .
http://www.creditinfocenter.com/mortgage/PointsRipOff.shtml



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Mortgage Points, Origination Points, Discount Points
Mortgage points, origination points & discount points explained. This article explains what are mortgage points, difference between origination points & discount .
http://www.moving.com/articles/mortgage-loan-points.asp





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What Are Origination Fees and Points in the Mortgage Process ...
May 15, 2009 . A simple explanation of origination fees and points. . The mortgage lender wants money to cover the expenses of going through all the trouble .
http://voices.yahoo.com/what-origination-fees-points-mortgage-3314254.html


Loan Points - Loan Origination Fee - Loan Discount Fees
"Innovative Real Estate Software Solutions", Loan Origination Fees / Loan Points . lenders may increase the number of points paid to obtain a loan or mortgage.
http://www.invest-2win.com/points.html


Are Loan Origination Fees Necessary? - Mortgage Calculator
Loan origination fees, also known as points, are not a necessary expense when obtaining a mortgage. These fees are a way for a lender or broker to make .
http://www.mortgage101.com/article/loan-origination-fee-necessary





Can You Deduct Loan Origination Fees on Your Taxes? | Home ...
Can You Deduct Loan Origination Fees on Your Taxes? by David Rouse, Demand Media. The IRS allows deduction of mortgage points. house image by Brett .
http://homeguides.sfgate.com/can-deduct-loan-origination-fees-taxes-2698.html



FRB: A Consumer's Guide to Mortgage Settlement Costs
Aug 18, 2010 . Most people associate settlement costs with mortgage loan charges. . The origination fee (also called underwriting fee, administrative fee, or processing . Points are a one-time charge that may be negotiated with the lender, .
http://www.federalreserve.gov/pubs/settlement/default.htm